Do you use personal accounting / finance software?

It’s important to track our expenses. This will help in better management of how and where to spend based on the income or obligations we have. In many cases, an Excel sheet could do a lot of work. However, a personal accounting/finance software is more advanced for sophisticated reports and less errors of course.

PersonalAccFin

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Credit Cards: Make them work for you

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Hi Everybody,

First, I would like to thank Mohamad Al Karbi for inviting me to write a guest post on his blog. It’s my first guest post and I feel truly honored.

To be honest, I wasn’t too keen on accepting the invite because I had been asked to write on banking. All who know me, will not be surprised at the hesitation I felt. Blogging for me, has been an outlet from the mundane world of banking and I have enjoyed every moment of it since I started last September. It is what I do with my heart and Banking is what I do, with my brain.  But as all roads must intersect at some point in time, so I guess, this is point of intersection between what I love doing and what I have to do . Having worked for eighteen years in credit cards, I can say I do understand the workings of a credit card and the ordinary issues a layman faces when dealing with cards. So Mohamad was definitely right in approaching me to do this. In today’s post, I aim to explain benefits that you should be looking for,  when picking a card for you and mistakes people generally make when using the plastic.

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