Author Archives: Smitha V

About Smitha V

I live life as it comes, love travelling, reading, writing, art and my family. I love meeting new people of different cultures and I am a die-hard optimist. I believe there is always a good reason for everything. You may not be able to see it or understand it at the time but eventually it all sorts out. I am spiritual; not religious. I believe no one is perfect and everybody deserves a second chance.

Credit Cards: Make them work for you

Hi Everybody,

First, I would like to thank Mohamad Al Karbi for inviting me to write a guest post on his blog. It’s my first guest post and I feel truly honored.

To be honest, I wasn’t too keen on accepting the invite because I had been asked to write on banking. All who know me, will not be surprised at the hesitation I felt. Blogging for me, has been an outlet from the mundane world of banking and I have enjoyed every moment of it since I started last September. It is what I do with my heart and Banking is what I do, with my brain.  But as all roads must intersect at some point in time, so I guess, this is point of intersection between what I love doing and what I have to do . Having worked for eighteen years in credit cards, I can say I do understand the workings of a credit card and the ordinary issues a layman faces when dealing with cards. So Mohamad was definitely right in approaching me to do this. In today’s post, I aim to explain benefits that you should be looking for,  when picking a card for you and mistakes people generally make when using the plastic.

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